JOSH SPARKS YOUR PERSONAL CFO

The Government seems to be printing out dollars like there is no end. Inflation can only stay at this level for so long! Its as though our government is blowing up a balloon it hopes will never pop. As we all know if you continue to blow up a balloon it eventually pops.

Do you remember when you were a kid and use to dig holes until they were so deep you almost couldn’t get out. I mean even as a kid you knew when to stop digging, so why does our government not know when to stop digging?

With the recent market performance those of us on a fixed income or no longer accumulating assets are left with our head spinning wondering what to do. Will we outlive our assets or is the legacy we were planning to pass on really worth what it was.

A solution needs to be developed and implemented that hedges against inflation, allows for conservative growth, secures your retirement, and eliminates the need to worry any longer! Traditional planning no longer exist effectively in this environment.

When you build a house you have to start with the foundation! The contractor does not start with the roof and then hope for the foundation to fall into place. Your Financial & Retirement Planning In Naples should not be any different. You must first identify your lifestyle needs. Those needs have to be met with planning that has zero, yes zero risk! Why would you want any other type of planning when the last 50-60+ years of your life was spent collecting hard earned assets for this “retirement” stage of your life. Economic and government changes should not negatively effect your intentions that you have had for so long!

Once you “SECURE” your lifestyle needs it is only those funds that are left that should be used for potential wealth accumulation and growth. Why risk your lifestyle with the possibilities of your current advisor making a poor decision. One thing all retirees don’t have is time. Retired individuals do not have the time they once had to wait for a market correction.

Is it not time to secure your retirement and lifestyle with little to no risk? Get a plan that is based on solutions that work to fit your needs and objectives!

Josh Sparks

Your Personal CFO

Thats Right! Become Your Own Bank…The Information You Are About To Read Will Change Your Life, Guaranteed

If your like everyone else I talk to these days doing financial and retirement planning in Naples your sick and tired of watching the rich get richer while the poor get poorer. If you want to change that situation keep reading and I will tell you their secret! Im here to tell you that I can honestly show you how to save yourself over 1 million dollars in your entire life time without ever changing your spending lifestyle habits! That means you will have an extra million dollars in your account for retirement, vacation, that new house, whatever you want. Keep reading Im going to tell you how this happens

So just how do you become your own bank? Well it works like this! I show you how to manage your debt and allocate the left over earnings into a life insurance policy. This life insurance policy becomes your bank and enables you to take advantage of tax savings, benefits, and interest. This policy is funded basically with no money out of your pocket!

Next time you purchase a car the money comes out of your policy as a loan. You know you would have paid the dealership around 10% interest so why not pay yourself that 10% interest? Once you get that loan from your policy pay off the car and take the monthly payments you would have had and pay those back into your life insurance policy. I know this is out of the ordinary for your typical financial & retirement planning in Naples objectives but it really works

So, what does a bank do? Loans you money and charges you interest on that loan. Ok so if you loaned money out of your policy to yourself and now paying the loan off with interest to yourself into a tax deferred account. Imagine how that stacks up saving wise when the interest you would have paid is put back into an account that grows tax deferred while compounding interest. These numbers add up very quickly, you only have to make sure that the person setting your policies up are doing so correctly. It takes a professional advisor to help you do this!

Here to help you become your own bank and show you how we can fund these types of policies without any change in your lifestyle. Dont listen to your financial advisor that tells you his investments will earn you more interest. Think of it this way when doing your financial and retirement planning in Naples. If you become your own bank you will not only get the interest you would have spent, back, but it will grow in most cases tax free. Thats a huge difference when your paying bills with 10% interest and only growing your money at 4-6% in a IRA or 401K. Are you starting to see the secret of how the rich get richer? Check out this example

Sample Client
Finances a car at 10%
has to pay back the principal plus the interest

Sample Client 2
Finances a car at 10%
Has a 401k that earns 4%
Has to pay back the 10% on the loan principal and only earns 4% on 401K principal

Sample Client 3
Buys car with money out of policy
Pays self the 10% on the principal back to self
money grows taxed deferred that is paid back from loan
Investments continue to grow as normal in 401k plan
No money out of ordinary lifestyle to do this

Can you see the difference now with the examples. Are you following the numbers? Contact me today for a consultation.

How much would my services be worth to you if I told you using my concepts would save you over 1 million dollars in your lifetime? Would you believe me now? I can tell you my services are no where near that expensive and I look forward to hearing from you!!

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